Roth Ira Limits 2024 Income 2024. To be eligible to contribute the maximum amount in 2024, your modified adjusted gross income (magi) must be less than $146,000 (up from $138,000 last year). Limits on roth ira contributions based on modified agi.
The income limit to contribute the full amount to a roth ira in 2024 is $146,000, up from $138,000 in 2023. This figure is up from the 2023 limit of $6,500.